Benefits of investing with oneanswer frontier personal super and pension oneanswer frontier personal super and pension enables you to. These products are offered by first state super as a result of the successor fund transfer of the stateplus retirement fund to the first state superannuation scheme on 1 july 2019. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs. The fund is a public offer superannuation fund, regulated.
First state superannuation schemes pds product disclosure. Financial planning services are provided by our financial planning business state super financial services australia limited, trading as stateplus, abn 86 003 742 756, afsl no. First state super first state super first state super. For a super fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is the second highest rating from chant west. Retirement phase, transitiontoretirement ttr and beneficiary income streams bis. Issued by fss trustee corporation abn 11 118 202 672, afsl 293340, the trustee of the first state superannuation scheme abn 53 226 460 365.
This website contains general advice, not taking into account your objectives, financial situation or needs. All of these information booklets form part of the pds and you should read them before deciding to join statewide super. Seek professional financial advice, consider your own circumstances and read our product disclosure statement before making a decision about first state super. Fund abn fund name usi spin product name contribution restrictions.
Detailed information about each account can be found in the relevant guide. Issuenumber,18february2020 summit personalsuperand personalpension productdisclosurestatement registeredtrademarkofnmmtlimitedabn42058835573. First state superannuation scheme first state super super. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances.
Product disclosure statement 1 october 2019 equip super. What is an accountbased income streamaccountbased pension. Hesta product disclosure statements hesta super fund. The australian government has introduced new laws known as the protecting your super package, which may affect the insurance and fees on your first state super account. Pds and heritage software solutions implement vista payroll in record time for rolfson oil. We are the industry super fund for workers in the timber, pulp and paper, furniture and joinery industries. Colonial first state download a product disclosure statement pds firstchoice employer super member product disclosure statement 1 april 2020 investment options menu 18 november 2019. This pds contains information about your accumulation 1 account and membership. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. Whether youre looking for unlimited plans and coverage levels, automated benefits eligibility, autohousekeeping of valuations and premiums, or more, the vista benefits component will bring you and your team peace of mind. Before acting on this advice you should determine if it is appropriate for you.
Electricity supply industry superannuation qld ltd abn 30 069 634 439, afsl 336567 is the trustee for energy super abn 33 761 363 685. Colonial first state firstchoice personal super no. Apr 25, 2016 colonial first state investments limited abn 98 002 348 352, afs licence 232468 colonial first state is the issuer of super, pension and investment products. The following information referred to in the pds is provided below. State super retirement funds pds product disclosure. The pds provides members with important information about the main features, benefits, costs and risks of investing in rei super in general and rei super pension in particular. Product disclosure statement pds our pds and information booklets cover everything from how super works to associated costs and fees. Flexi pension is an accountbased pension offered by unisuper. Welcome to first super and this product disclosure statement pds. The incorporated by reference materials form part of the pds and you should also read these documents. The product disclosure statement is an introduction to the features of the accumulation and income accounts.
Retirement first state super australian superannuation. About this product disclosure statement this product disclosure statement pds has been prepared and issued by unisuper limited. Some products and services offered on this website are provided by third parties. Colonial first state investments limited abn 98 002 348 352, afs licence 232468 colonial first state is the issuer of super, pension and investment products. Energy super is an authorised mysuper product provider product number 33 761 363 685 380. Colonial first state download a product disclosure. Issuenumber,18february2020 summit personalsuperand. Colonial first state download a product disclosure statement pds firstchoice wholesale personal super and pension product disclosure statement includes application forms 18 november 2019 investment options menu 18 november 2019. Product disclosure statements pds qsuper superannuation fund. This document may include general advice but does not take into account your individual objectives, financial situation or needs. The information provided in this pds is general information only and does not take into account your personal financial situation or needs. Refer to the product disclosure statement and canstars fscg. Important documents relating to your super can be found here, such as pdss and members guides. Product disclosure statements pds and related member guides provide important information about investing your super with prime super.
Product disclosure statements pds and member guides. First state superannuation scheme is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. Accumulation account guide 492kb, pdf this guide provides detailed information about the accumulation account. Sperannuation oneanswer frontier personal super and pension. The issue of the firstchoice pension pds is authorised solely by colonial first state. This pds provides a summary of significant information you should consider before investing in this product. Before acquiring a product, first read its product disclosure statement. Apr 01, 2020 choosing a super fund is difficult enough, and its not helped by the fact there are hundreds of different super funds offering seemingly identical products. Qsuper can cancel or suspend your access to member online at any time, at our discretion without notice. Supplementary product disclosure statement rei super.
Were one of australias largest industry funds providing superannuation, insurance, advice and. Our benefits features are built for you and put you at the core of everything we do. Fund abn fund name usi spin product name contribution. Firstchoice personal super and pension colonial first state. Apart from colonial first state, neither the bank nor any of its subsidiaries are responsible for any statement or information contained within the pds relating to firstchoice pension.
We also recommend that you maintain up to date virus protection software on your computer which should assist in protecting it from malicious software and spyware. Member booklets pds find out more about the features and benefits that come with being a member. Our product disclosure statements pds and handbooks contain detailed information about your fund such as costs, benefits and risks. Our account based pension helps you turn your super into a regular income in retirement. This macquarie super and pension manager spds is to be read together with the macquarie super and pension manager product disclosure statement pds dated 1 april 2014, the macquarie super and pension manager supplementary pds dated 28 september 2015 and the other disclosure documents which are incorporated by reference. Abn 39 100 103 722 level 6, 161, collins street melbourne vic 3000. The new rules, which come into effect 1 july 2019, are designed to protect members from paying unnecessary fees and insurance premiums.
Firstchoice wholesale pension colonial first state. To help you better understand what super funds are available, on this page you can find a list of all super funds that are regulated by apra. State super retirement fund is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. Product disclosure statement 1 october 2019 this pds is a summary of significant information.
This document is a combined product disclosure statement pds and financial services guide. Theres details about everything from how super works, to how we invest your money, how super is taxed, and associated fees and insurance. A super fund with 4 apples is a high quality fund a 3 apple rating bronze is the third highest rating from chant west. Retirement first state super australian superannuation fund. Accountbased income streamaccountbased pension is a pension paid generally on retirement from superannuation benefits standing to the credit of your account. Consider your own circumstances and read our product disclosure statement before making a decision about first state super. Product disclosure statements product disclosure statements. Its flexible structure allows you to implement the investment strategies that suit your risk requirements, investment time frame and growth and income needs. Hesta personal super product disclosure statement pds hestapersonalsuperpds pdf, 866 kb. First state superannuation scheme first state super has 25 investment options, 1 mysuper products authorised, and 62% of its total assets are invested in a default or mysuper strategy. Product information including super, investments and insurances. Hesta income stream product disclosure statement pds hestaincomestreampds pdf, 3 mb.
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